Category Archives: Foreclosure

Foreclosure Prevention Series

  There are many ways to prevent Foreclosure. Do you know your options? Do you know that walking away from your mortgage does not have to be the answer?A lot of times homeowners feel that they do not have options … Continue reading

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Homeowner Advocates and Mortgage Lenders Join in Supporting Extension of Mortgage Debt Relief Act of 2007

  The Mortgage Forgiveness Debt Relief Act of 2007 alleviates stressed and delinquent homeowners from having to pay taxes on any portion of their mortgage debts forgiven by mortgage lenders through  short sales, loan modifications or principal forgiveness. This act … Continue reading

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Can your investment Property be a short sale?

      Every situation is different, if you have any questions please do not hesitate to contact us at 972-342-0011. Nicole EspinosaMore Posts – Website Follow Me:

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Short Sale VS Foreclosure—Differences and consequences

  There are so many misconceptions of what a short sale is and why it benefits you as a homeowner. You may have heard about a bad experience or only have limited information about what a short sale really is. … Continue reading

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It Can Take Up to 10 Years to Achieve Homeownerships After a Foreclosure! Do a Short Sale Instead!

  Based on a report recently issued by the Federal Reserve Bank of San Francisco, only  10 percent  of  borrowers who has a credit history with sever delinquency were able  to  qualify for  a mortgage again within 10 years. This … Continue reading

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Nine Mortgage Insurers Unites with Fannie Mae and Freddie Mac to Cut Down Short Sale Process

Following the announcement in August 2012 from Fannie Mae and Freddie Mac also known as the GSEs (Governament Sponsored Enterprise), on Wednesday October 31, 2012, the GSEs  declared an agreement reached with nice mortage insurers to allow the servicers aka … Continue reading

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New Financial Incentives for homeowners doing a Short Sale!

As if avoiding foreclosure were not already reason enough to pursue a short sale, now many homeowners may be eligible to receive an additional financial incentive from the federal government or their lender. There are now two different ways you … Continue reading

Posted in Foreclosure, Homeowner Information, Housing Trends, Short Sale Market News, Short Sale Realtor Tips, Short Sales | 1 Comment

Survey Shows Realtors’ Opinion Towards Short Sales Are Improving

California Association of Realtos (C.A.R) has released a Lender Satisfaction Survey indicating that its members’ opinions on Short Sales are vast improving. The report showed 64% of California Realtors find the completion of Short Sales difficult which is an improvement … Continue reading

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Do Loan Modifications Work?

When you are behind on your mortgage the first thing your lender will do is push you to get a loan modification. Let me explain why as a borrower a loan modification does not work in your best interest. There … Continue reading

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New and Improved Guidelines from Fannie Mae and Freddie Mac on Short Sales!

Great news for Fannie Mae and Freddie Mac borrowers who are facing foreclosure! Fannie Mae and Freddie Mac has announced that starting November 1, 2012, they will be conducting new Short Sale guidelines that allow easier and quicker Short Sale … Continue reading

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